One of the common misconceptions about replacing an agricultural building stems from market values. It’s not uncommon for hard-working people in the farming sector [...]
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How to Estimate Your Home’s Actual Cash Value
As a responsible homeowner, you’ve completed extensive research on different coverage options for your most valued asset. You’ve educated yourself on various terms and [...]
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Home Insurance Replacement Cost vs. Market Value
Replacement Cost and Market Value are frequently used together, and often erroneously used interchangeably when discussing the value of your home. However, homeowners need [...]
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Do I Need to Have Guaranteed Replacement Cost Coverage?
With so many types of homeowner’s policies and different coverage options available, it’s hard to determine which coverage option is best for your home, [...]
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What Happens After an Insurance Adjuster Comes?
It has been previously discussed what to expect from an insurance adjuster’s visit and how to prepare accordingly. However, after the insurance adjuster has completed their assessment, [...]
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What Happens to Your Insurance When Your House Burns Down?
A house fire of any magnitude is a devastating and traumatic event. These losses are the exact reason you have home insurance. You can [...]
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How Much Insurance Do You Need to Rebuild a Home?
There is not a standard amount of insurance coverage you need to ensure you’re able to rebuild your home. Each home is as unique [...]
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What Does Rebuild Cost Mean for Home Insurance?
When shopping for home insurance, or simply updating your existing policy, there are a lot of coverages and terms to navigate. Your home and [...]
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Dealing with Insurance Adjusters After Water Damage & Flood
Experiencing a flood of any magnitude in your home can be devastating to homeowners; however, taking the right steps after experiencing a flood loss [...]
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Tips for Insurance Brokers on Insuring High-Value Homes
What constitutes a high-value home and how do you insure it effectively? These two questions can plague insurance agents and brokers when it comes [...]
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