New homeowners often ask themselves, ‘am I properly covered by home insurance?’ and ‘what should home insurance cover?’ These are common and often nerve-wracking questions to ponder [...]
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What are my Options when it comes to Home Replacement Cost?
For homeowners, a common question asked regarding home insurance and home coverage options is ‘what are my options when it comes to home replacement [...]
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What is the Difference Between Replacement Cost and Guaranteed Replacement Cost?
We understand what replacement cost is: the estimated dollar figure required to rebuild your home from the ground up in the event of a total [...]
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Does Replacement Cost Impact Insurance Premiums?
Replacement cost is the amount of money it would cost to rebuild your home from the ground up in the event of a total [...]
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Factors Used to Estimate House Insurance Replacement Cost
What factors are used to estimate house insurance replacement cost? In short, everything. It can seem very overwhelming when considering all factors used to [...]
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Benefits of Using Douglas Residential Cost Guide to Determine the Replacement Cost for Residential Occupancies
Your house is not just a place to protect you from the ever-changing elements of Canadian weather patterns, it is where you rest your [...]
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Questions to Ask When Shopping for Homeowners Insurance
Congratulations! You’ve just purchased your first home; finally, a place to call your own! This is cause for celebration, and yet you can’t help [...]
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Benefits of Using Douglas Agricultural Cost Guide to Determine Replacement Cost of Agricultural Buildings
Owning a farm is hard work, it takes dedication, long hours, attention to detail, patience and determination. Farming is the backbone of our country. [...]
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What Is Replacement Cost for Insurance?
Insurance terms and policies can seem complicated; replacement cost for insurance doesn’t have to be. Replacement cost for insurance is as it sounds: the [...]
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Guide to Insurance to Value
When reviewing, comparing, or purchasing insurance for your home or commercial buildings, it’s vital to have accurate insurance-to-value calculations to make sure you have [...]
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